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Find company updates, community news, media information, and official Blue Ridge Bank communications in one place.

Halloween Costume Contest 2026

10/08/2026

Halloween Costume Contest 2026

Our 2026 Halloween Dress Up Day will be on Friday, October 30th, 2026! We are bringing back the contest this year for the most "liked" costume on social media with some amazing charities!

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Blue Ridge Bankshares, Inc. Agrees to Merge with HomeTrust Bancshares. Inc.

08/24/2026

Blue Ridge Bankshares, Inc. Agrees to Merge with HomeTrust Bancshares. Inc.

Blue Ridge Bankshares, Inc. has announced an agreement to merge with North Carolina-based HomeTrust Bancshares, Inc. Together, we’ll bring the strength of Blue Ridge Bank’s deep Virginia roots and relationships together with HomeTrust’s growing presence across the Southeast.

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Where Will Your Retirement Money Come From?

07/09/2026

Where Will Your Retirement Money Come From?

What workers anticipate in terms of retirement income sources may differ considerably from what retirees experience. For many people, retirement income may come from a variety of sources. Here's a quick review of the six main sources.

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Local Blue Ridge Bank Team Dominates Best Banker Awards

07/02/2026

Local Blue Ridge Bank Team Dominates Best Banker Awards

When it comes to trusted financial guidance and exceptional customer service, the Lake Anna community has spoken loud and clear. For the 2026 Best of Lake Anna Awards hosted by the Lake Anna Breeze magazine, Blue Ridge Banker’s swept the competition for the “Best Banker” category. This recognition highlights our commitment to the local community and banking rooted in relationships.

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Pack Light, Travel Smart: 5 Fun Tips to Protect Your Money This Summer

06/16/2026

Pack Light, Travel Smart: 5 Fun Tips to Protect Your Money This Summer

Summertime can bring on sun, sand, and new adventures — and a few sneaky scammers who love busy travel seasons. Keep your trip fun and carefree by protecting your financial information with these five simple tips.

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Engineered for Success: A Scholar-Athlete's Financial Playbook for Life

05/20/2026

Engineered for Success: A Scholar-Athlete's Financial Playbook for Life

Earling attended VBA Bank Day at his local branch, and his essay won him a $5,000 scholarship towards his college education. He was awarded this scholarship by his local branch manager Crystal Hale in May 2026. Read his full essay below.

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Kasasa Cash CalculatorDisclaimer

Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.

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  • Estimated Annual Rewards $0
  • Estimated monthly interest earned* $0
  • Monthly ATM fees refunded**$0
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*Qualifications, limits and other requirements may apply. See details for more info.

**The maximum total of refunds on ATM withdrawal fees per monthly qualification cycle is 25.

Buy vs. Lease CalculatorDisclaimer

This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.

1. Vehicle Info
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2. Loan Details
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3. Lease Details
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  • Net cost of buying $0
  • Net cost of leasing $0
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CD CalculatorDisclaimer

A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.

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  • Total value at maturity $0
  • Total interest earned $0
  • Annual Percentage Yield (APY)0.000%
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Savings Goal CalculatorDisclaimer

Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.

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Simple Loan CalculatorDisclaimer

This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.

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Business Certificates of Deposit Rates

Term Interest Rate APY* Min. Balance
3 – 5 Months 1.49% 1.50% $1,000
6 Months 1.59% 1.60% $1,000
7 – 11 Months 1.69% 1.70% $1,000
12 Months 1.79% 1.80% $1,000
13 – 23 Months 1.29% 1.30% $1,000
24 – 35 Months 1.34% 1.35% $1,000
36 – 47 Months 1.39% 1.40% $1,000
48 – 59 Months 1.44% 1.45% $1,000
60 Months+ 1.49% 1.50% $1,000

*Annual Percentage Yield (APY) effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $1,000. A penalty may be imposed for early withdrawal. Fees may reduce earnings. Ask us for complete details.

Business Money Market Rates

Balance Rate APY**
$0 – $24,999.99 0.25% 0.25%
$25,000 – $49,999.99 1.00% 1.00%
$50,000 – $99,999.99 1.50% 1.53%
$100,000 – $249,999.99 2.00% 2.03%
$250,000 – $499,999.99 2.20% 2.23%
$500,000 – $999,999.99 2.55% 2.58%
$1,000,000 – $2,999,999.99 2.74% 2.78%
$3,000,000 – $4,999,999.99 2.94% 2.98%
$5,000,000 and Greater 3.18% 3.23%

**Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $2,500.00. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.

Business Savings Rates

Balance Rate APY*
$500.00 0.10% 0.10%

*Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $500.00. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.

Business with Interest Rates

Balance Rate APY*
$3,000.00 0.10% 0.10%

*APY accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $100.00. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.

Certificate of Deposit Specials Rates

Term  Rate APY* Min. Balance
5 Months 3.71% 3.75% $1,000
10 Months 3.94% 4.00% $1,000
15 Months 3.94% 4.00% $1,000
23 Months 3.99% 4.05% $1,000

*Annual Percentage Yield (APY) effective as of 10/15/2026. Limited-time offer. This rate is subject to change. Minimum balance to open is $1,000. A penalty may be imposed for early withdrawal. Fees may reduce earnings. Ask us for complete details.

Charitable Checking Rates

Product Interest Rate APY*
Charitable Account 0.10% 0.10%

*Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $500.00. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.

Consumer Certificates of Deposit Rates

Term Interest Rate APY** Min. Balance
3 – 5 Months 1.49% 1.50% $1,000
6 Months 1.59% 1.60% $1,000
7 – 11 Months 1.69% 1.70% $1,000
12 Months 1.79% 1.80% $1,000
13 – 17 Months 1.89% 1.90% $1,000
18 – 23 Months 1.29% 1.30% $1,000
24 – 35 Months 1.34% 1.35% $1,000
36 – 47 Months 1.39% 1.40% $1,000
48 – 59 Months 1.44% 1.45% $1,000
60 Months+ 1.49% 1.50% $1,000

**Annual Percentage Yield (APY) effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $1,000. A penalty may be imposed for early withdrawal. Fees may reduce earnings. Ask us for complete details.

First Honor Checking Rates

Product Rate APY*
First Honor Checking 1.50% 1.51%

*Annual Percentage Yield (APY) for First Honor Checking is 1.51%. APY accurate and effective as of 10/15/26. Rates may change after account is opened. Fees may reduce earnings. Minimum balance to open account is $50.00. A $10 service fee applies if the account balance falls below the minimum balance requirement of $1,000.

Golden Advantage Certificate of Deposit & Specials Rates

Term Interest Rate APY* Min. Balance
12 Months 3.99% 4.05% $1,000
30 Months  4.04% 4.10% $1,000
36 Months  1.39% 1.40% $1,000
48 Months 1.44% 1.45% $1,000
60 Months 1.49% 1.50% $1,000

*Annual Percentage Yield (APY) effective as of 10/15/2026. Golden Advantage members (age 55+) receive a rate bonus over standard CD specials. This rate is subject to change. Minimum balance to open is $1,000. A penalty may be imposed for early withdrawal. Fees may reduce earnings. Ask us for complete details.

Golden Advantage Money Market

Balance Rate APY*
$2,500.00 and Greater 2.83% 2.88%

*Annual Percentage Yield (APY) accurate and effective as of 10/15/2026 This rate is subject to change. Minimum balance to open is $2,500.00. Avoid the monthly service fee by maintaining a $2,500.00 minimum daily balance. Certain restrictions and conditions may apply. Fees may reduce earnings.

Golden Advantage Plus Checking Rates

Balance Interest Rate APY*
$0.00 – $2,499.99 0.03% 0.03%
$2,500.00 – $24,999.99 0.05% 0.05%
$25,000.00 – $49,999.99 0.05% 0.05%
$50,000.00 and Greater 0.08% 0.08%

*Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $2,500.00. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.

Health Savings Rates

Product Rate APY‡
Health Savings Account 0.15% 0.15%

‡Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open and to obtain APY is $100. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.

Kasasa Cash® Rates

Balance Min. Deposit to Open Rate APY*
$0.01 – $15,000.99 $100 4.41% 4.50%
$15,001.00 and Greater n/a 0.05% 0.05%
All balances if qualifications not met n/a 0.01% 0.01%

*APY = Annual Percentage Yield. APYs accurate as of 10/15/2026. Rates may change after account is opened. If qualifications are met each monthly qualification cycle: domestic ATM fees are reimbursed up to $20; balances up to $15,000.99 receive 4.50% APY; balances over $15,001.00 earn 0.05%. If qualifications are not met, all balances earn 0.01% APY. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle. Fees may reduce earnings.

Kasasa Saver® Rates

Balance Min. Deposit to Open Interest Rate APY*
$0.01 – $100,000.99 $100.00 2.96% 3.00%
$100,001 and Greater $100.00 0.05% 0.05%
All balances if qualifications not met $100.00 0.01% 0.01%

*APY = Annual Percentage Yield. APYs accurate as of 10/15/2026. Rates may change after account is opened. If Kasasa Cash qualifications are met each monthly cycle, Kasasa Saver balances up to $100,000.99 receive 3.00% APY; balances over $100,001 earn 0.05%. If qualifications are not met, all balances earn 0.01% APY. Fees may reduce earnings.

Money Market Tiered Rates

Balance Interest Rate APY*
$0.00 – $2,499.99 0.25% 0.25%
$2,500 – $9,999.99 0.50% 0.50%
$10,000 – $24,999.99 0.75% 0.75%
$25,000.00 – $49,999.99 1.00% 1.00%
$50,000.00 – $99,999.99 1.25% 1.25%
$100,000.00 – $249,999.99 2.395% 2.43%
$250,000.00 – $999,999.99 2.49% 2.53%
$1,000,000 and Greater 2.49% 2.53%

*Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $2,500.00. Avoid the $11 monthly service fee by maintaining a $2,500.00 minimum daily balance. Certain restrictions and conditions may apply. Fees may reduce earnings.

Municipal Money Market

Balance Rate APY**
$0 – $24,999.99 0.25% 0.25%
$25,000 – $49,999.99 1.00% 1.00%
$50,000 – $99,999.99 1.36% 1.38%
$100,000.00 – $249,999.99 1.85% 1.88%
$250,000.00 – $499,999.99 2.05% 2.08%
$500,000.00 – $999,999.99 2.40% 2.43%
$1,000,000.00 – $2,999,999.99 2.59% 2.63%
$3,000,000.00 – $4,999,999.99 2.78% 2.83%
$5,000,000.00 and Greater 3.03% 3.08%

**Municipal Money Market: Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open and to obtain APY is $1,000.00. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.

Personal Savings Rates

Product Rate APY*
Personal Savings 0.10% 0.10%

*Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $100. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.

Youth Savings Rates

Product Rate APY**
Youth Savings 0.10% 0.10%

**Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $10. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.

FDIC Insured Member FDIC Equal Housing Lender © 2026 Blue Ridge Bank, N.A.