FIRST HONOR CHECKING
Built For Those Who Serve
A special interest-bearing checking account for first responders and military. Thank you for your service — this account is our way of honoring it, with real perks and no unnecessary fees.
First Honor
| DECISION BASICS | |
| Earn Up To | 1.51% APY* |
| Monthly Fee | Waived w/ direct deposit or $1,000 min |
| Minimum to Open | $50 |
| ATM Refunds | 5 non-BRB uses per cycle** |
ACCOUNT TERMS & RATES
A Checking Account That Gives Back
The account basics and current rate — then see the full member benefits below.
Qualified Professions
Is First Honor Right For You?
If you serve in one of these roles, you're eligible. Have your Badge ID, department ID, or DD214 ready to verify.
{{ first-honor-checking-rate }}
Helpful Answers
Good Questions, Straight Answers
Plain answers, no jargon.
{beginAccordions}
WHO IS ELIGIBLE FOR FIRST HONOR CHECKING?
First Honor is built for those who serve: active sworn law enforcement officers (local, state, or federal); emergency service professionals (fire, EMS, dispatchers, corrections); and military members, including those serving in the Reserves and Veterans. Have your Badge ID, department ID, or DD214 ready when you open the account.
DOES FIRST HONOR CHECKING HAVE A MONTHLY MAINTENANCE FEE?
A $10 service fee applies only if your balance falls below the $1,000 minimum — and it's waived entirely with a recurring direct deposit or by maintaining the $1,000 minimum balance. A fee applies to replace your debit card. Ask us for complete details.
WHAT IS THE MINIMUM DEPOSIT TO OPEN FIRST HONOR CHECKING?
You can open First Honor Checking with a $50 minimum opening deposit, online or at any BRB branch.
DOES FIRST HONOR EARN INTEREST?
Yes. First Honor Checking earns 1.510% APY (1.500% interest rate), accurate and effective as of 8/1/26. Rates may change after the account is opened and fees may reduce earnings
WHAT CHECK AND ATM PERKS ARE INCLUDED?
You get 5 free uses of non-BRB ATM terminals, two free boxes of BRB wallet checks every 12 months, free cashier's checks, and free stop payments.
WHAT IS THE SAFE DEPOSIT BOX DISCOUNT?
First Honor members receive 50% off a BRB 3x5 safe deposit box — a simple way to protect your family's most important documents.
{endAccordions}
Exclusive Member Benefits
The Honor Is Real — and So Are the Benefits
Earns Interest
First Honor is an interest-bearing checking account paying 1.510% APY — your everyday balance works while you do.
Avoidable Fees
The $10 service fee is waived with a recurring direct deposit or by maintaining the $1,000 minimum balance. No hoops — just set it and forget it.
Free Checks & Cashier's Checks
Two free boxes of wallet checks every 12 months, plus free cashier's checks and free stop payments.
50% Off Safe Deposit Box
Protect what matters with 50% off a BRB 3x5 safe deposit box, exclusive to First Honor members.
Included With Your Account
Convenient Services You'll Actually Use
Everything you need to move, track, and manage your money.
Free Digital Banking
Online banking, mobile banking, and eStatements included at no cost.
Personal Finance Manager
Track spending, set budgets, and see all your money in one place.
ACCOUNT TERMS & RATES
A Checking Account That Gives Back
The account basics and current rate — then see the full member benefits below.
Qualified Professions
Is First Honor Right For You?
If you serve in one of these roles, you're eligible. Have your Badge ID, department ID, or DD214 ready to verify.
Exclusive Member Benefits
The Honor Is Real — and So Are the Benefits
Earns Interest
First Honor is an interest-bearing checking account paying 1.510% APY — your everyday balance works while you do.
Avoidable Fees
The $10 service fee is waived with a recurring direct deposit or by maintaining the $1,000 minimum balance. No hoops — just set it and forget it.
Free Checks & Cashier's Checks
Two free boxes of wallet checks every 12 months, plus free cashier's checks and free stop payments.
50% Off Safe Deposit Box
Protect what matters with 50% off a BRB 3x5 safe deposit box, exclusive to First Honor members.
Included With Your Account
Convenient Services You'll Actually Use
Everything you need to move, track, and manage your money.
Free Digital Banking
Online banking, mobile banking, and eStatements included at no cost.
Personal Finance Manager
Track spending, set budgets, and see all your money in one place.
{{ first-honor-checking-rate }}
Helpful Answers
Good Questions, Straight Answers
Plain answers, no jargon.
{beginAccordions}
WHO IS ELIGIBLE FOR FIRST HONOR CHECKING?
First Honor is built for those who serve: active sworn law enforcement officers (local, state, or federal); emergency service professionals (fire, EMS, dispatchers, corrections); and military members, including those serving in the Reserves and Veterans. Have your Badge ID, department ID, or DD214 ready when you open the account.
DOES FIRST HONOR CHECKING HAVE A MONTHLY MAINTENANCE FEE?
A $10 service fee applies only if your balance falls below the $1,000 minimum — and it's waived entirely with a recurring direct deposit or by maintaining the $1,000 minimum balance. A fee applies to replace your debit card. Ask us for complete details.
WHAT IS THE MINIMUM DEPOSIT TO OPEN FIRST HONOR CHECKING?
You can open First Honor Checking with a $50 minimum opening deposit, online or at any BRB branch.
DOES FIRST HONOR EARN INTEREST?
Yes. First Honor Checking earns 1.510% APY (1.500% interest rate), accurate and effective as of 8/1/26. Rates may change after the account is opened and fees may reduce earnings
WHAT CHECK AND ATM PERKS ARE INCLUDED?
You get 5 free uses of non-BRB ATM terminals, two free boxes of BRB wallet checks every 12 months, free cashier's checks, and free stop payments.
WHAT IS THE SAFE DEPOSIT BOX DISCOUNT?
First Honor members receive 50% off a BRB 3x5 safe deposit box — a simple way to protect your family's most important documents.
{endAccordions}
Helpful Links
Tools You Might Find Handy
Routing Number: 051402372
{{ first-honor-checking-rate }}
Helpful Answers
Good Questions, Straight Answers
Plain answers, no jargon.
{beginAccordions}
WHO IS ELIGIBLE FOR FIRST HONOR CHECKING?
First Honor is built for those who serve: active sworn law enforcement officers (local, state, or federal); emergency service professionals (fire, EMS, dispatchers, corrections); and military members, including those serving in the Reserves and Veterans. Have your Badge ID, department ID, or DD214 ready when you open the account.
DOES FIRST HONOR CHECKING HAVE A MONTHLY MAINTENANCE FEE?
A $10 service fee applies only if your balance falls below the $1,000 minimum — and it's waived entirely with a recurring direct deposit or by maintaining the $1,000 minimum balance. A fee applies to replace your debit card. Ask us for complete details.
WHAT IS THE MINIMUM DEPOSIT TO OPEN FIRST HONOR CHECKING?
You can open First Honor Checking with a $50 minimum opening deposit, online or at any BRB branch.
DOES FIRST HONOR EARN INTEREST?
Yes. First Honor Checking earns 1.510% APY (1.500% interest rate), accurate and effective as of 8/1/26. Rates may change after the account is opened and fees may reduce earnings
WHAT CHECK AND ATM PERKS ARE INCLUDED?
You get 5 free uses of non-BRB ATM terminals, two free boxes of BRB wallet checks every 12 months, free cashier's checks, and free stop payments.
WHAT IS THE SAFE DEPOSIT BOX DISCOUNT?
First Honor members receive 50% off a BRB 3x5 safe deposit box — a simple way to protect your family's most important documents.
{endAccordions}
*Annual Percentage Yield (APY) for First Honor Checking is 1.510%. APY accurate and effective as of 8/1/26. Rates may change after the account is opened. Fees may reduce earnings. Minimum balance to open account is $50.00. A $10 service fee applies if the direct deposit requirement is not met or the required $1,000 minimum balance is not maintained. Ask us for complete details.
** Must present ATM receipt for reimbursement of an individual ATM fee of $5.00 or higher. This includes a combination of the ATM surcharge reimbursement and the BRB foreign ATM fee.
Kasasa Cash CalculatorDisclaimer
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
Buy vs. Lease CalculatorDisclaimer
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
CD CalculatorDisclaimer
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Savings Goal CalculatorDisclaimer
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
Simple Loan CalculatorDisclaimer
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Business Certificates of Deposit Rates
| Term | Interest Rate | APY* | Min. Balance |
|---|---|---|---|
| 3 – 5 Months | 1.49% | 1.50% | $1,000 |
| 6 Months | 1.59% | 1.60% | $1,000 |
| 7 – 11 Months | 1.69% | 1.70% | $1,000 |
| 12 Months | 1.79% | 1.80% | $1,000 |
| 13 – 23 Months | 1.29% | 1.30% | $1,000 |
| 24 – 35 Months | 1.34% | 1.35% | $1,000 |
| 36 – 47 Months | 1.39% | 1.40% | $1,000 |
| 48 – 59 Months | 1.44% | 1.45% | $1,000 |
| 60 Months+ | 1.49% | 1.50% | $1,000 |
*Annual Percentage Yield (APY) effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $1,000. A penalty may be imposed for early withdrawal. Fees may reduce earnings. Ask us for complete details.
Business Money Market Rates
| Balance | Rate | APY** |
|---|---|---|
| $0 – $24,999.99 | 0.25% | 0.25% |
| $25,000 – $49,999.99 | 1.00% | 1.00% |
| $50,000 – $99,999.99 | 1.50% | 1.53% |
| $100,000 – $249,999.99 | 2.00% | 2.03% |
| $250,000 – $499,999.99 | 2.20% | 2.23% |
| $500,000 – $999,999.99 | 2.55% | 2.58% |
| $1,000,000 – $2,999,999.99 | 2.74% | 2.78% |
| $3,000,000 – $4,999,999.99 | 2.94% | 2.98% |
| $5,000,000 and Greater | 3.18% | 3.23% |
**Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $2,500.00. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.
Business Savings Rates
| Balance | Rate | APY* |
|---|---|---|
| $500.00 | 0.10% | 0.10% |
*Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $500.00. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.
Business with Interest Rates
| Balance | Rate | APY* |
|---|---|---|
| $3,000.00 | 0.10% | 0.10% |
*APY accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $100.00. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.
Certificate of Deposit Specials Rates
| Term | Rate | APY* | Min. Balance |
|---|---|---|---|
| 5 Months | 3.71% | 3.75% | $1,000 |
| 10 Months | 3.94% | 4.00% | $1,000 |
| 15 Months | 3.94% | 4.00% | $1,000 |
| 23 Months | 3.99% | 4.05% | $1,000 |
*Annual Percentage Yield (APY) effective as of 10/15/2026. Limited-time offer. This rate is subject to change. Minimum balance to open is $1,000. A penalty may be imposed for early withdrawal. Fees may reduce earnings. Ask us for complete details.
Charitable Checking Rates
| Product | Interest Rate | APY* |
|---|---|---|
| Charitable Account | 0.10% | 0.10% |
*Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $500.00. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.
Consumer Certificates of Deposit Rates
| Term | Interest Rate | APY** | Min. Balance |
|---|---|---|---|
| 3 – 5 Months | 1.49% | 1.50% | $1,000 |
| 6 Months | 1.59% | 1.60% | $1,000 |
| 7 – 11 Months | 1.69% | 1.70% | $1,000 |
| 12 Months | 1.79% | 1.80% | $1,000 |
| 13 – 17 Months | 1.89% | 1.90% | $1,000 |
| 18 – 23 Months | 1.29% | 1.30% | $1,000 |
| 24 – 35 Months | 1.34% | 1.35% | $1,000 |
| 36 – 47 Months | 1.39% | 1.40% | $1,000 |
| 48 – 59 Months | 1.44% | 1.45% | $1,000 |
| 60 Months+ | 1.49% | 1.50% | $1,000 |
**Annual Percentage Yield (APY) effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $1,000. A penalty may be imposed for early withdrawal. Fees may reduce earnings. Ask us for complete details.
First Honor Checking Rates
| Product | Rate | APY* |
|---|---|---|
| First Honor Checking | 1.50% | 1.51% |
*Annual Percentage Yield (APY) for First Honor Checking is 1.51%. APY accurate and effective as of 10/15/26. Rates may change after account is opened. Fees may reduce earnings. Minimum balance to open account is $50.00. A $10 service fee applies if the account balance falls below the minimum balance requirement of $1,000.
Golden Advantage Certificate of Deposit & Specials Rates
| Term | Interest Rate | APY* | Min. Balance |
|---|---|---|---|
| 12 Months | 3.99% | 4.05% | $1,000 |
| 30 Months | 4.04% | 4.10% | $1,000 |
| 36 Months | 1.39% | 1.40% | $1,000 |
| 48 Months | 1.44% | 1.45% | $1,000 |
| 60 Months | 1.49% | 1.50% | $1,000 |
*Annual Percentage Yield (APY) effective as of 10/15/2026. Golden Advantage members (age 55+) receive a rate bonus over standard CD specials. This rate is subject to change. Minimum balance to open is $1,000. A penalty may be imposed for early withdrawal. Fees may reduce earnings. Ask us for complete details.
Golden Advantage Money Market
| Balance | Rate | APY* |
|---|---|---|
| $2,500.00 and Greater | 2.83% | 2.88% |
*Annual Percentage Yield (APY) accurate and effective as of 10/15/2026 This rate is subject to change. Minimum balance to open is $2,500.00. Avoid the monthly service fee by maintaining a $2,500.00 minimum daily balance. Certain restrictions and conditions may apply. Fees may reduce earnings.
Golden Advantage Plus Checking Rates
| Balance | Interest Rate | APY* |
|---|---|---|
| $0.00 – $2,499.99 | 0.03% | 0.03% |
| $2,500.00 – $24,999.99 | 0.05% | 0.05% |
| $25,000.00 – $49,999.99 | 0.05% | 0.05% |
| $50,000.00 and Greater | 0.08% | 0.08% |
*Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $2,500.00. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.
Health Savings Rates
| Product | Rate | APY‡ |
|---|---|---|
| Health Savings Account | 0.15% | 0.15% |
‡Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open and to obtain APY is $100. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.
Kasasa Cash® Rates
| Balance | Min. Deposit to Open | Rate | APY* |
|---|---|---|---|
| $0.01 – $15,000.99 | $100 | 4.41% | 4.50% |
| $15,001.00 and Greater | n/a | 0.05% | 0.05% |
| All balances if qualifications not met | n/a | 0.01% | 0.01% |
*APY = Annual Percentage Yield. APYs accurate as of 10/15/2026. Rates may change after account is opened. If qualifications are met each monthly qualification cycle: domestic ATM fees are reimbursed up to $20; balances up to $15,000.99 receive 4.50% APY; balances over $15,001.00 earn 0.05%. If qualifications are not met, all balances earn 0.01% APY. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle. Fees may reduce earnings.
Kasasa Saver® Rates
| Balance | Min. Deposit to Open | Interest Rate | APY* |
|---|---|---|---|
| $0.01 – $100,000.99 | $100.00 | 2.96% | 3.00% |
| $100,001 and Greater | $100.00 | 0.05% | 0.05% |
| All balances if qualifications not met | $100.00 | 0.01% | 0.01% |
*APY = Annual Percentage Yield. APYs accurate as of 10/15/2026. Rates may change after account is opened. If Kasasa Cash qualifications are met each monthly cycle, Kasasa Saver balances up to $100,000.99 receive 3.00% APY; balances over $100,001 earn 0.05%. If qualifications are not met, all balances earn 0.01% APY. Fees may reduce earnings.
Money Market Tiered Rates
| Balance | Interest Rate | APY* |
|---|---|---|
| $0.00 – $2,499.99 | 0.25% | 0.25% |
| $2,500 – $9,999.99 | 0.50% | 0.50% |
| $10,000 – $24,999.99 | 0.75% | 0.75% |
| $25,000.00 – $49,999.99 | 1.00% | 1.00% |
| $50,000.00 – $99,999.99 | 1.25% | 1.25% |
| $100,000.00 – $249,999.99 | 2.395% | 2.43% |
| $250,000.00 – $999,999.99 | 2.49% | 2.53% |
| $1,000,000 and Greater | 2.49% | 2.53% |
*Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $2,500.00. Avoid the $11 monthly service fee by maintaining a $2,500.00 minimum daily balance. Certain restrictions and conditions may apply. Fees may reduce earnings.
Municipal Money Market
| Balance | Rate | APY** |
|---|---|---|
| $0 – $24,999.99 | 0.25% | 0.25% |
| $25,000 – $49,999.99 | 1.00% | 1.00% |
| $50,000 – $99,999.99 | 1.36% | 1.38% |
| $100,000.00 – $249,999.99 | 1.85% | 1.88% |
| $250,000.00 – $499,999.99 | 2.05% | 2.08% |
| $500,000.00 – $999,999.99 | 2.40% | 2.43% |
| $1,000,000.00 – $2,999,999.99 | 2.59% | 2.63% |
| $3,000,000.00 – $4,999,999.99 | 2.78% | 2.83% |
| $5,000,000.00 and Greater | 3.03% | 3.08% |
**Municipal Money Market: Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open and to obtain APY is $1,000.00. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.
Personal Savings Rates
| Product | Rate | APY* |
|---|---|---|
| Personal Savings | 0.10% | 0.10% |
*Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $100. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.
Youth Savings Rates
| Product | Rate | APY** |
|---|---|---|
| Youth Savings | 0.10% | 0.10% |
**Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $10. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.