BUSINESS · DIGITAL BANKING
Digital Banking — Your Business, Everywhere
Bank your business anytime, anywhere. Start with everyday tools that come free with your account — and scale up to treasury-grade cash flow capabilities when you're ready.
Digital Banking
| DECISION BASICS | |
| Online Banking | Included |
| Mobile App | Free |
| Cash Management | First 2 months free* |
| *New Cash Management clients only. See Cash Management page for full offer details. |
Everyday Business Banking
Everything You Need to Bank Anywhere
One account, one app, every everyday tool — built right in and free with your BRB business checking account.
Online & Mobile Banking
Check balances, approve transfers, and manage your business from any browser or your phone — 24/7, with in-app support messaging.
Mobile Deposit
Deposit checks right from your phone — anytime, anywhere — no branch run required.
eStatements
Free, secure, paperless statements with 18+ months of history at your fingertips and an email the moment a new one's ready.
Digital Wallet
Add your BRB business card to Apple Pay, Google Pay, or Samsung Pay and tap to pay in stores and online.
Bill Pay
Pay one-time or recurring vendors from one dashboard — schedule, track, and reconcile without writing checks.
Advanced Cash Flow Tools
When You're Ready to Move More Money
Step up to treasury-grade capabilities — ACH, wires, fraud protection, and a dashboard that brings it all together. Your local treasury team helps you turn it on.
ACH Initiation
Collect payments, run direct deposit payroll, and automate vendor payments.
Cash Management Dashboard
Payments, collections, and reporting in one place — try it free for 2 months.*
Everyday Business Banking
Everything You Need to Bank Anywhere
One account, one app, every everyday tool — built right in and free with your BRB business checking account.
Online & Mobile Banking
Check balances, approve transfers, and manage your business from any browser or your phone — 24/7, with in-app support messaging.
Mobile Deposit
Deposit checks right from your phone — anytime, anywhere — no branch run required.
eStatements
Free, secure, paperless statements with 18+ months of history at your fingertips and an email the moment a new one's ready.
Digital Wallet
Add your BRB business card to Apple Pay, Google Pay, or Samsung Pay and tap to pay in stores and online.
Bill Pay
Pay one-time or recurring vendors from one dashboard — schedule, track, and reconcile without writing checks.
Advanced Cash Flow Tools
When You're Ready to Move More Money
Step up to treasury-grade capabilities — ACH, wires, fraud protection, and a dashboard that brings it all together. Your local treasury team helps you turn it on.
ACH Initiation
Collect payments, run direct deposit payroll, and automate vendor payments.
Cash Management Dashboard
Payments, collections, and reporting in one place — try it free for 2 months.*
Take It With You
Download the myBRB App
Bank from your phone — check balances, deposit checks, pay bills, and approve transfers wherever your business takes you.
Helpful Answers
Business Digital Banking FAQ
Straight answers on enrollment, mobile deposit, eStatements, user access, and how digital banking connects to Cash Management.
{beginAccordions}
HOW DO I ENROLL IN BUSINESS DIGITAL BANKING?
Enroll online at go.mybrb.com/enroll in minutes, or download the myBRB mobile app from the App Store or Google Play. Any branch or your local business banker can also help you get started.
HOW DO I ENDORSE A CHECK FOR MOBILE DEPOSIT?
Endorse your check with “For Mobile Deposit Only at Blue Ridge Bank.” Mobile deposit is free for customers with a BRB business checking account and the myBRB app, and requires enrollment — it's not automatic. *Wireless carrier data rates may apply.
HOW DO I SIGN UP FOR ESTATEMENTS?
Go to the “Documents” tab within online banking to turn on eStatements. You'll get an email each time a new statement is ready, and you can view history back farther than 18 months.
CAN I ADD MULTIPLE USERS WITH DIFFERENT ACCESS LEVELS?
Yes. Business online banking lets an administrator add users and assign permissions — so your team can handle the tasks they need to without exposing everything else. Ask your banker or treasury team to help configure the right roles.
WHAT'S THE DIFFERENCE BETWEEN ONLINE BANKING AND THE CASH MANAGEMENT PLATFORM?
Online and mobile banking cover everyday tasks — balances, transfers, mobile deposit, bill pay, and eStatements. The Cash Management platform adds treasury-grade tools like ACH, wires, Positive Pay, Remote Deposit Capture, and reporting from one dashboard. Your local treasury team helps you set it up.
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Take It With You
Download the myBRB App
Bank from your phone — check balances, deposit checks, pay bills, and approve transfers wherever your business takes you.
Helpful Answers
Business Digital Banking FAQ
Straight answers on enrollment, mobile deposit, eStatements, user access, and how digital banking connects to Cash Management.
{beginAccordions}
HOW DO I ENROLL IN BUSINESS DIGITAL BANKING?
Enroll online at go.mybrb.com/enroll in minutes, or download the myBRB mobile app from the App Store or Google Play. Any branch or your local business banker can also help you get started.
HOW DO I ENDORSE A CHECK FOR MOBILE DEPOSIT?
Endorse your check with “For Mobile Deposit Only at Blue Ridge Bank.” Mobile deposit is free for customers with a BRB business checking account and the myBRB app, and requires enrollment — it's not automatic. *Wireless carrier data rates may apply.
HOW DO I SIGN UP FOR ESTATEMENTS?
Go to the “Documents” tab within online banking to turn on eStatements. You'll get an email each time a new statement is ready, and you can view history back farther than 18 months.
CAN I ADD MULTIPLE USERS WITH DIFFERENT ACCESS LEVELS?
Yes. Business online banking lets an administrator add users and assign permissions — so your team can handle the tasks they need to without exposing everything else. Ask your banker or treasury team to help configure the right roles.
WHAT'S THE DIFFERENCE BETWEEN ONLINE BANKING AND THE CASH MANAGEMENT PLATFORM?
Online and mobile banking cover everyday tasks — balances, transfers, mobile deposit, bill pay, and eStatements. The Cash Management platform adds treasury-grade tools like ACH, wires, Positive Pay, Remote Deposit Capture, and reporting from one dashboard. Your local treasury team helps you set it up.
{endAccordions}
Take It With You
Download the myBRB App
Bank from your phone — check balances, deposit checks, pay bills, and approve transfers wherever your business takes you.
Helpful Answers
Business Digital Banking FAQ
Straight answers on enrollment, mobile deposit, eStatements, user access, and how digital banking connects to Cash Management.
{beginAccordions}
HOW DO I ENROLL IN BUSINESS DIGITAL BANKING?
Enroll online at go.mybrb.com/enroll in minutes, or download the myBRB mobile app from the App Store or Google Play. Any branch or your local business banker can also help you get started.
HOW DO I ENDORSE A CHECK FOR MOBILE DEPOSIT?
Endorse your check with “For Mobile Deposit Only at Blue Ridge Bank.” Mobile deposit is free for customers with a BRB business checking account and the myBRB app, and requires enrollment — it's not automatic. *Wireless carrier data rates may apply.
HOW DO I SIGN UP FOR ESTATEMENTS?
Go to the “Documents” tab within online banking to turn on eStatements. You'll get an email each time a new statement is ready, and you can view history back farther than 18 months.
CAN I ADD MULTIPLE USERS WITH DIFFERENT ACCESS LEVELS?
Yes. Business online banking lets an administrator add users and assign permissions — so your team can handle the tasks they need to without exposing everything else. Ask your banker or treasury team to help configure the right roles.
WHAT'S THE DIFFERENCE BETWEEN ONLINE BANKING AND THE CASH MANAGEMENT PLATFORM?
Online and mobile banking cover everyday tasks — balances, transfers, mobile deposit, bill pay, and eStatements. The Cash Management platform adds treasury-grade tools like ACH, wires, Positive Pay, Remote Deposit Capture, and reporting from one dashboard. Your local treasury team helps you set it up.
{endAccordions}
Kasasa Cash CalculatorDisclaimer
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
Buy vs. Lease CalculatorDisclaimer
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
CD CalculatorDisclaimer
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Savings Goal CalculatorDisclaimer
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
Simple Loan CalculatorDisclaimer
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Business Certificates of Deposit Rates
| Term | Interest Rate | APY* | Min. Balance |
|---|---|---|---|
| 3 – 5 Months | 1.49% | 1.50% | $1,000 |
| 6 Months | 1.59% | 1.60% | $1,000 |
| 7 – 11 Months | 1.69% | 1.70% | $1,000 |
| 12 Months | 1.79% | 1.80% | $1,000 |
| 13 – 23 Months | 1.29% | 1.30% | $1,000 |
| 24 – 35 Months | 1.34% | 1.35% | $1,000 |
| 36 – 47 Months | 1.39% | 1.40% | $1,000 |
| 48 – 59 Months | 1.44% | 1.45% | $1,000 |
| 60 Months+ | 1.49% | 1.50% | $1,000 |
*Annual Percentage Yield (APY) effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $1,000. A penalty may be imposed for early withdrawal. Fees may reduce earnings. Ask us for complete details.
Business Money Market Rates
| Balance | Rate | APY** |
|---|---|---|
| $0 – $24,999.99 | 0.25% | 0.25% |
| $25,000 – $49,999.99 | 1.00% | 1.00% |
| $50,000 – $99,999.99 | 1.50% | 1.53% |
| $100,000 – $249,999.99 | 2.00% | 2.03% |
| $250,000 – $499,999.99 | 2.20% | 2.23% |
| $500,000 – $999,999.99 | 2.55% | 2.58% |
| $1,000,000 – $2,999,999.99 | 2.74% | 2.78% |
| $3,000,000 – $4,999,999.99 | 2.94% | 2.98% |
| $5,000,000 and Greater | 3.18% | 3.23% |
**Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $2,500.00. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.
Business Savings Rates
| Balance | Rate | APY* |
|---|---|---|
| $500.00 | 0.10% | 0.10% |
*Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $500.00. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.
Business with Interest Rates
| Balance | Rate | APY* |
|---|---|---|
| $3,000.00 | 0.10% | 0.10% |
*APY accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $100.00. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.
Certificate of Deposit Specials Rates
| Term | Rate | APY* | Min. Balance |
|---|---|---|---|
| 5 Months | 3.71% | 3.75% | $1,000 |
| 10 Months | 3.94% | 4.00% | $1,000 |
| 15 Months | 3.94% | 4.00% | $1,000 |
| 23 Months | 3.99% | 4.05% | $1,000 |
*Annual Percentage Yield (APY) effective as of 10/15/2026. Limited-time offer. This rate is subject to change. Minimum balance to open is $1,000. A penalty may be imposed for early withdrawal. Fees may reduce earnings. Ask us for complete details.
Charitable Checking Rates
| Product | Interest Rate | APY* |
|---|---|---|
| Charitable Account | 0.10% | 0.10% |
*Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $500.00. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.
Consumer Certificates of Deposit Rates
| Term | Interest Rate | APY** | Min. Balance |
|---|---|---|---|
| 3 – 5 Months | 1.49% | 1.50% | $1,000 |
| 6 Months | 1.59% | 1.60% | $1,000 |
| 7 – 11 Months | 1.69% | 1.70% | $1,000 |
| 12 Months | 1.79% | 1.80% | $1,000 |
| 13 – 17 Months | 1.89% | 1.90% | $1,000 |
| 18 – 23 Months | 1.29% | 1.30% | $1,000 |
| 24 – 35 Months | 1.34% | 1.35% | $1,000 |
| 36 – 47 Months | 1.39% | 1.40% | $1,000 |
| 48 – 59 Months | 1.44% | 1.45% | $1,000 |
| 60 Months+ | 1.49% | 1.50% | $1,000 |
**Annual Percentage Yield (APY) effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $1,000. A penalty may be imposed for early withdrawal. Fees may reduce earnings. Ask us for complete details.
First Honor Checking Rates
| Product | Rate | APY* |
|---|---|---|
| First Honor Checking | 1.50% | 1.51% |
*Annual Percentage Yield (APY) for First Honor Checking is 1.51%. APY accurate and effective as of 10/15/26. Rates may change after account is opened. Fees may reduce earnings. Minimum balance to open account is $50.00. A $10 service fee applies if the account balance falls below the minimum balance requirement of $1,000.
Golden Advantage Certificate of Deposit & Specials Rates
| Term | Interest Rate | APY* | Min. Balance |
|---|---|---|---|
| 12 Months | 3.99% | 4.05% | $1,000 |
| 30 Months | 4.04% | 4.10% | $1,000 |
| 36 Months | 1.39% | 1.40% | $1,000 |
| 48 Months | 1.44% | 1.45% | $1,000 |
| 60 Months | 1.49% | 1.50% | $1,000 |
*Annual Percentage Yield (APY) effective as of 10/15/2026. Golden Advantage members (age 55+) receive a rate bonus over standard CD specials. This rate is subject to change. Minimum balance to open is $1,000. A penalty may be imposed for early withdrawal. Fees may reduce earnings. Ask us for complete details.
Golden Advantage Money Market
| Balance | Rate | APY* |
|---|---|---|
| $2,500.00 and Greater | 2.83% | 2.88% |
*Annual Percentage Yield (APY) accurate and effective as of 10/15/2026 This rate is subject to change. Minimum balance to open is $2,500.00. Avoid the monthly service fee by maintaining a $2,500.00 minimum daily balance. Certain restrictions and conditions may apply. Fees may reduce earnings.
Golden Advantage Plus Checking Rates
| Balance | Interest Rate | APY* |
|---|---|---|
| $0.00 – $2,499.99 | 0.03% | 0.03% |
| $2,500.00 – $24,999.99 | 0.05% | 0.05% |
| $25,000.00 – $49,999.99 | 0.05% | 0.05% |
| $50,000.00 and Greater | 0.08% | 0.08% |
*Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $2,500.00. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.
Health Savings Rates
| Product | Rate | APY‡ |
|---|---|---|
| Health Savings Account | 0.15% | 0.15% |
‡Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open and to obtain APY is $100. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.
Kasasa Cash® Rates
| Balance | Min. Deposit to Open | Rate | APY* |
|---|---|---|---|
| $0.01 – $15,000.99 | $100 | 4.41% | 4.50% |
| $15,001.00 and Greater | n/a | 0.05% | 0.05% |
| All balances if qualifications not met | n/a | 0.01% | 0.01% |
*APY = Annual Percentage Yield. APYs accurate as of 10/15/2026. Rates may change after account is opened. If qualifications are met each monthly qualification cycle: domestic ATM fees are reimbursed up to $20; balances up to $15,000.99 receive 4.50% APY; balances over $15,001.00 earn 0.05%. If qualifications are not met, all balances earn 0.01% APY. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle. Fees may reduce earnings.
Kasasa Saver® Rates
| Balance | Min. Deposit to Open | Interest Rate | APY* |
|---|---|---|---|
| $0.01 – $100,000.99 | $100.00 | 2.96% | 3.00% |
| $100,001 and Greater | $100.00 | 0.05% | 0.05% |
| All balances if qualifications not met | $100.00 | 0.01% | 0.01% |
*APY = Annual Percentage Yield. APYs accurate as of 10/15/2026. Rates may change after account is opened. If Kasasa Cash qualifications are met each monthly cycle, Kasasa Saver balances up to $100,000.99 receive 3.00% APY; balances over $100,001 earn 0.05%. If qualifications are not met, all balances earn 0.01% APY. Fees may reduce earnings.
Money Market Tiered Rates
| Balance | Interest Rate | APY* |
|---|---|---|
| $0.00 – $2,499.99 | 0.25% | 0.25% |
| $2,500 – $9,999.99 | 0.50% | 0.50% |
| $10,000 – $24,999.99 | 0.75% | 0.75% |
| $25,000.00 – $49,999.99 | 1.00% | 1.00% |
| $50,000.00 – $99,999.99 | 1.25% | 1.25% |
| $100,000.00 – $249,999.99 | 2.395% | 2.43% |
| $250,000.00 – $999,999.99 | 2.49% | 2.53% |
| $1,000,000 and Greater | 2.49% | 2.53% |
*Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $2,500.00. Avoid the $11 monthly service fee by maintaining a $2,500.00 minimum daily balance. Certain restrictions and conditions may apply. Fees may reduce earnings.
Municipal Money Market
| Balance | Rate | APY** |
|---|---|---|
| $0 – $24,999.99 | 0.25% | 0.25% |
| $25,000 – $49,999.99 | 1.00% | 1.00% |
| $50,000 – $99,999.99 | 1.36% | 1.38% |
| $100,000.00 – $249,999.99 | 1.85% | 1.88% |
| $250,000.00 – $499,999.99 | 2.05% | 2.08% |
| $500,000.00 – $999,999.99 | 2.40% | 2.43% |
| $1,000,000.00 – $2,999,999.99 | 2.59% | 2.63% |
| $3,000,000.00 – $4,999,999.99 | 2.78% | 2.83% |
| $5,000,000.00 and Greater | 3.03% | 3.08% |
**Municipal Money Market: Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open and to obtain APY is $1,000.00. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.
Personal Savings Rates
| Product | Rate | APY* |
|---|---|---|
| Personal Savings | 0.10% | 0.10% |
*Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $100. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.
Youth Savings Rates
| Product | Rate | APY** |
|---|---|---|
| Youth Savings | 0.10% | 0.10% |
**Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $10. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.