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CONSUMER CARD

Edge Credit Card

Earn a $100* welcome bonus and 0% intro APR for 12 months — with no annual fee and a competitive everyday rate.**

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DECISION BASICS  
Welcome Bonus $100 after $1K spend*
Intro APR 0% for 12 months**
Regular APR 17.24% - 23.24% variable**
Annual Fee $0
 

How It Works

Start Earning in 3 Easy Steps

1

Apply for Your Edge Card

Apply at any BRB branch. Local decisions mean faster answers and personalized service.

2

Make $1,000 in Purchases

Spend $1,000 in the first 90 days to unlock your $100 welcome bonus — automatically credited as redeemable points*.

3

Enjoy a Competitive Everyday Rate

After the intro period, a competitive variable APR of 17.24% to 23.24% keeps everyday balances affordable — a straightforward card, no rewards gymnastics**.

Why Edge?

More Than Just a Credit Card

Borrowing Bundle

Borrow with the rest of your finances in view

Loan decisions are easier when repayment, reserves, and everyday banking are connected.

Edge & Summit Benefits

Protected Wherever You Go

Both our Consumer Edge and Summit cards come with these great features.

 

  • Global Emergency Services
  • Lost/Damaged Luggage Insurance
  • Trip Cancellation Coverage
  • Cell Phone Protection
  • Extended Warranty
  • Price Drop Protection
  • Emergency Card Replacement
  • Accepted Worldwide

Helpful Answers

Good Questions, Straight Answers

Plain answers, no jargon.

{beginAccordions}

HOW DO I EARN THE $100 WELCOME BONUS?

Make $1,000 in qualifying purchases on your Edge card within the first 90 days of account opening. The $100 bonus will be credited to your first statement after the 90-day mark (your 4th statement).

DOES THE EDGE CREDIT CARD HAVE AN ANNUAL FEE?

No. The Edge Credit Card has no annual fee.

WHAT IS THE INTRODUCTORY APR OFFER?

0% introductory APR on all purchases for 12 months from account opening. After the intro period, the variable APR is 17.99% to 23.99%, based on creditworthiness.

WHAT FRAUD PROTECTIONS ARE INCLUDED?

Edge includes 24/7 fraud monitoring, zero liability on unauthorized transactions, ID theft protection, emergency card replacement, and lost/damaged luggage insurance when traveling.

CAN I USE MY EDGE CARD WITH MOBILE WALLETS?

Yes. Edge supports Apple Pay, Google Pay, and Samsung Pay for contactless payments. You can also set up account alerts and view transactions online or in the BRB mobile app.

{endAccordions}

Rates, Fees & Disclosures

Edge® Rates, Fees & Disclosures

Review the full terms, rates, fees, and benefit guides before you apply.

Welcome Bonus Terms

*Welcome bonus: earn a $100 statement credit after $1,000 in qualifying purchases within the first 90 days of account opening.

APR & Fees

**0% introductory APR on purchases for the first 12 months from account opening. After the intro period, a variable APR of 17.99% to 23.99% applies, based on creditworthiness and subject to change with the market. No annual fee.

Guide to Benefits & Disclosures

Review the full Mastercard Guide to Benefits for complete terms, conditions, and exclusions that apply to your card benefits.

Why Edge?

More Than Just a Credit Card

Borrowing Bundle

Borrow with the rest of your finances in view

Loan decisions are easier when repayment, reserves, and everyday banking are connected.

Edge & Summit Benefits

Protected Wherever You Go

Both our Consumer Edge and Summit cards come with these great features.

 

  • Global Emergency Services
  • Lost/Damaged Luggage Insurance
  • Trip Cancellation Coverage
  • Cell Phone Protection
  • Extended Warranty
  • Price Drop Protection
  • Emergency Card Replacement
  • Accepted Worldwide

Helpful Answers

Good Questions, Straight Answers

Plain answers, no jargon.

{beginAccordions}

HOW DO I EARN THE $100 WELCOME BONUS?

Make $1,000 in qualifying purchases on your Edge card within the first 90 days of account opening. The $100 bonus will be credited to your first statement after the 90-day mark (your 4th statement).

DOES THE EDGE CREDIT CARD HAVE AN ANNUAL FEE?

No. The Edge Credit Card has no annual fee.

WHAT IS THE INTRODUCTORY APR OFFER?

0% introductory APR on all purchases for 12 months from account opening. After the intro period, the variable APR is 17.99% to 23.99%, based on creditworthiness.

WHAT FRAUD PROTECTIONS ARE INCLUDED?

Edge includes 24/7 fraud monitoring, zero liability on unauthorized transactions, ID theft protection, emergency card replacement, and lost/damaged luggage insurance when traveling.

CAN I USE MY EDGE CARD WITH MOBILE WALLETS?

Yes. Edge supports Apple Pay, Google Pay, and Samsung Pay for contactless payments. You can also set up account alerts and view transactions online or in the BRB mobile app.

{endAccordions}

Rates, Fees & Disclosures

Edge® Rates, Fees & Disclosures

Review the full terms, rates, fees, and benefit guides before you apply.

Welcome Bonus Terms

*Welcome bonus: earn a $100 statement credit after $1,000 in qualifying purchases within the first 90 days of account opening.

APR & Fees

**0% introductory APR on purchases for the first 12 months from account opening. After the intro period, a variable APR of 17.99% to 23.99% applies, based on creditworthiness and subject to change with the market. No annual fee.

Guide to Benefits & Disclosures

Review the full Mastercard Guide to Benefits for complete terms, conditions, and exclusions that apply to your card benefits.

Edge & Summit Benefits

Protected Wherever You Go

Both our Consumer Edge and Summit cards come with these great features.

 

  • Global Emergency Services
  • Lost/Damaged Luggage Insurance
  • Trip Cancellation Coverage
  • Cell Phone Protection
  • Extended Warranty
  • Price Drop Protection
  • Emergency Card Replacement
  • Accepted Worldwide

Helpful Answers

Good Questions, Straight Answers

Plain answers, no jargon.

{beginAccordions}

HOW DO I EARN THE $100 WELCOME BONUS?

Make $1,000 in qualifying purchases on your Edge card within the first 90 days of account opening. The $100 bonus will be credited to your first statement after the 90-day mark (your 4th statement).

DOES THE EDGE CREDIT CARD HAVE AN ANNUAL FEE?

No. The Edge Credit Card has no annual fee.

WHAT IS THE INTRODUCTORY APR OFFER?

0% introductory APR on all purchases for 12 months from account opening. After the intro period, the variable APR is 17.99% to 23.99%, based on creditworthiness.

WHAT FRAUD PROTECTIONS ARE INCLUDED?

Edge includes 24/7 fraud monitoring, zero liability on unauthorized transactions, ID theft protection, emergency card replacement, and lost/damaged luggage insurance when traveling.

CAN I USE MY EDGE CARD WITH MOBILE WALLETS?

Yes. Edge supports Apple Pay, Google Pay, and Samsung Pay for contactless payments. You can also set up account alerts and view transactions online or in the BRB mobile app.

{endAccordions}

Rates, Fees & Disclosures

Edge® Rates, Fees & Disclosures

Review the full terms, rates, fees, and benefit guides before you apply.

Welcome Bonus Terms

*Welcome bonus: earn a $100 statement credit after $1,000 in qualifying purchases within the first 90 days of account opening.

APR & Fees

**0% introductory APR on purchases for the first 12 months from account opening. After the intro period, a variable APR of 17.99% to 23.99% applies, based on creditworthiness and subject to change with the market. No annual fee.

Guide to Benefits & Disclosures

Review the full Mastercard Guide to Benefits for complete terms, conditions, and exclusions that apply to your card benefits.

Why Edge?

More Than Just a Credit Card

Borrowing Bundle

Borrow with the rest of your finances in view

Loan decisions are easier when repayment, reserves, and everyday banking are connected.

Edge & Summit Benefits

Protected Wherever You Go

Both our Consumer Edge and Summit cards come with these great features.

 

  • Global Emergency Services
  • Lost/Damaged Luggage Insurance
  • Trip Cancellation Coverage
  • Cell Phone Protection
  • Extended Warranty
  • Price Drop Protection
  • Emergency Card Replacement
  • Accepted Worldwide

Helpful Answers

Good Questions, Straight Answers

Plain answers, no jargon.

{beginAccordions}

HOW DO I EARN THE $100 WELCOME BONUS?

Make $1,000 in qualifying purchases on your Edge card within the first 90 days of account opening. The $100 bonus will be credited to your first statement after the 90-day mark (your 4th statement).

DOES THE EDGE CREDIT CARD HAVE AN ANNUAL FEE?

No. The Edge Credit Card has no annual fee.

WHAT IS THE INTRODUCTORY APR OFFER?

0% introductory APR on all purchases for 12 months from account opening. After the intro period, the variable APR is 17.99% to 23.99%, based on creditworthiness.

WHAT FRAUD PROTECTIONS ARE INCLUDED?

Edge includes 24/7 fraud monitoring, zero liability on unauthorized transactions, ID theft protection, emergency card replacement, and lost/damaged luggage insurance when traveling.

CAN I USE MY EDGE CARD WITH MOBILE WALLETS?

Yes. Edge supports Apple Pay, Google Pay, and Samsung Pay for contactless payments. You can also set up account alerts and view transactions online or in the BRB mobile app.

{endAccordions}

Rates, Fees & Disclosures

Edge® Rates, Fees & Disclosures

Review the full terms, rates, fees, and benefit guides before you apply.

Welcome Bonus Terms

*Welcome bonus: earn a $100 statement credit after $1,000 in qualifying purchases within the first 90 days of account opening.

APR & Fees

**0% introductory APR on purchases for the first 12 months from account opening. After the intro period, a variable APR of 17.99% to 23.99% applies, based on creditworthiness and subject to change with the market. No annual fee.

Guide to Benefits & Disclosures

Review the full Mastercard Guide to Benefits for complete terms, conditions, and exclusions that apply to your card benefits.

Edge & Summit Benefits

Protected Wherever You Go

Both our Consumer Edge and Summit cards come with these great features.

 

  • Global Emergency Services
  • Lost/Damaged Luggage Insurance
  • Trip Cancellation Coverage
  • Cell Phone Protection
  • Extended Warranty
  • Price Drop Protection
  • Emergency Card Replacement
  • Accepted Worldwide

Helpful Answers

Good Questions, Straight Answers

Plain answers, no jargon.

{beginAccordions}

HOW DO I EARN THE $100 WELCOME BONUS?

Make $1,000 in qualifying purchases on your Edge card within the first 90 days of account opening. The $100 bonus will be credited to your first statement after the 90-day mark (your 4th statement).

DOES THE EDGE CREDIT CARD HAVE AN ANNUAL FEE?

No. The Edge Credit Card has no annual fee.

WHAT IS THE INTRODUCTORY APR OFFER?

0% introductory APR on all purchases for 12 months from account opening. After the intro period, the variable APR is 17.99% to 23.99%, based on creditworthiness.

WHAT FRAUD PROTECTIONS ARE INCLUDED?

Edge includes 24/7 fraud monitoring, zero liability on unauthorized transactions, ID theft protection, emergency card replacement, and lost/damaged luggage insurance when traveling.

CAN I USE MY EDGE CARD WITH MOBILE WALLETS?

Yes. Edge supports Apple Pay, Google Pay, and Samsung Pay for contactless payments. You can also set up account alerts and view transactions online or in the BRB mobile app.

{endAccordions}

Rates, Fees & Disclosures

Edge® Rates, Fees & Disclosures

Review the full terms, rates, fees, and benefit guides before you apply.

Welcome Bonus Terms

*Welcome bonus: earn a $100 statement credit after $1,000 in qualifying purchases within the first 90 days of account opening.

APR & Fees

**0% introductory APR on purchases for the first 12 months from account opening. After the intro period, a variable APR of 17.99% to 23.99% applies, based on creditworthiness and subject to change with the market. No annual fee.

Guide to Benefits & Disclosures

Review the full Mastercard Guide to Benefits for complete terms, conditions, and exclusions that apply to your card benefits.

Ready When You Are

Apply for the Edge Credit Card Today

Earn a $100 welcome bonus and 0% intro APR for 12 months — with no annual fee and a competitive everyday rate.

REQUEST INFO

VIEW ALL CREDIT CARDS

Kasasa Cash CalculatorDisclaimer

Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.

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  • Estimated monthly interest earned* $0
  • Monthly ATM fees refunded**$0
Buy vs. Lease CalculatorDisclaimer

This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.

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2. Loan Details
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CD CalculatorDisclaimer

A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.

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  • Total interest earned $0
  • Annual Percentage Yield (APY)0.000%
Savings Goal CalculatorDisclaimer

Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.

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Simple Loan CalculatorDisclaimer

This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.

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  • Total paid $0
  • Total interest paid $0

Business Certificates of Deposit Rates

Term Interest Rate APY* Min. Balance
3 – 5 Months 1.49% 1.50% $1,000
6 Months 1.59% 1.60% $1,000
7 – 11 Months 1.69% 1.70% $1,000
12 Months 1.79% 1.80% $1,000
13 – 23 Months 1.29% 1.30% $1,000
24 – 35 Months 1.34% 1.35% $1,000
36 – 47 Months 1.39% 1.40% $1,000
48 – 59 Months 1.44% 1.45% $1,000
60 Months+ 1.49% 1.50% $1,000

*Annual Percentage Yield (APY) effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $1,000. A penalty may be imposed for early withdrawal. Fees may reduce earnings. Ask us for complete details.

Business Money Market Rates

Balance Rate APY**
$0 – $24,999.99 0.25% 0.25%
$25,000 – $49,999.99 1.00% 1.00%
$50,000 – $99,999.99 1.50% 1.53%
$100,000 – $249,999.99 2.00% 2.03%
$250,000 – $499,999.99 2.20% 2.23%
$500,000 – $999,999.99 2.55% 2.58%
$1,000,000 – $2,999,999.99 2.74% 2.78%
$3,000,000 – $4,999,999.99 2.94% 2.98%
$5,000,000 and Greater 3.18% 3.23%

**Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $2,500.00. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.

Business Savings Rates

Balance Rate APY*
$500.00 0.10% 0.10%

*Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $500.00. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.

Business with Interest Rates

Balance Rate APY*
$3,000.00 0.10% 0.10%

*APY accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $100.00. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.

Certificate of Deposit Specials Rates

Term  Rate APY* Min. Balance
5 Months 3.71% 3.75% $1,000
10 Months 3.94% 4.00% $1,000
15 Months 3.94% 4.00% $1,000
23 Months 3.99% 4.05% $1,000

*Annual Percentage Yield (APY) effective as of 10/15/2026. Limited-time offer. This rate is subject to change. Minimum balance to open is $1,000. A penalty may be imposed for early withdrawal. Fees may reduce earnings. Ask us for complete details.

Charitable Checking Rates

Product Interest Rate APY*
Charitable Account 0.10% 0.10%

*Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $500.00. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.

Consumer Certificates of Deposit Rates

Term Interest Rate APY** Min. Balance
3 – 5 Months 1.49% 1.50% $1,000
6 Months 1.59% 1.60% $1,000
7 – 11 Months 1.69% 1.70% $1,000
12 Months 1.79% 1.80% $1,000
13 – 17 Months 1.89% 1.90% $1,000
18 – 23 Months 1.29% 1.30% $1,000
24 – 35 Months 1.34% 1.35% $1,000
36 – 47 Months 1.39% 1.40% $1,000
48 – 59 Months 1.44% 1.45% $1,000
60 Months+ 1.49% 1.50% $1,000

**Annual Percentage Yield (APY) effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $1,000. A penalty may be imposed for early withdrawal. Fees may reduce earnings. Ask us for complete details.

First Honor Checking Rates

Product Rate APY*
First Honor Checking 1.50% 1.51%

*Annual Percentage Yield (APY) for First Honor Checking is 1.51%. APY accurate and effective as of 10/15/26. Rates may change after account is opened. Fees may reduce earnings. Minimum balance to open account is $50.00. A $10 service fee applies if the account balance falls below the minimum balance requirement of $1,000.

Golden Advantage Certificate of Deposit & Specials Rates

Term Interest Rate APY* Min. Balance
12 Months 3.99% 4.05% $1,000
30 Months  4.04% 4.10% $1,000
36 Months  1.39% 1.40% $1,000
48 Months 1.44% 1.45% $1,000
60 Months 1.49% 1.50% $1,000

*Annual Percentage Yield (APY) effective as of 10/15/2026. Golden Advantage members (age 55+) receive a rate bonus over standard CD specials. This rate is subject to change. Minimum balance to open is $1,000. A penalty may be imposed for early withdrawal. Fees may reduce earnings. Ask us for complete details.

Golden Advantage Money Market

Balance Rate APY*
$2,500.00 and Greater 2.83% 2.88%

*Annual Percentage Yield (APY) accurate and effective as of 10/15/2026 This rate is subject to change. Minimum balance to open is $2,500.00. Avoid the monthly service fee by maintaining a $2,500.00 minimum daily balance. Certain restrictions and conditions may apply. Fees may reduce earnings.

Golden Advantage Plus Checking Rates

Balance Interest Rate APY*
$0.00 – $2,499.99 0.03% 0.03%
$2,500.00 – $24,999.99 0.05% 0.05%
$25,000.00 – $49,999.99 0.05% 0.05%
$50,000.00 and Greater 0.08% 0.08%

*Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $2,500.00. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.

Health Savings Rates

Product Rate APY‡
Health Savings Account 0.15% 0.15%

‡Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open and to obtain APY is $100. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.

Kasasa Cash® Rates

Balance Min. Deposit to Open Rate APY*
$0.01 – $15,000.99 $100 4.41% 4.50%
$15,001.00 and Greater n/a 0.05% 0.05%
All balances if qualifications not met n/a 0.01% 0.01%

*APY = Annual Percentage Yield. APYs accurate as of 10/15/2026. Rates may change after account is opened. If qualifications are met each monthly qualification cycle: domestic ATM fees are reimbursed up to $20; balances up to $15,000.99 receive 4.50% APY; balances over $15,001.00 earn 0.05%. If qualifications are not met, all balances earn 0.01% APY. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle. Fees may reduce earnings.

Kasasa Saver® Rates

Balance Min. Deposit to Open Interest Rate APY*
$0.01 – $100,000.99 $100.00 2.96% 3.00%
$100,001 and Greater $100.00 0.05% 0.05%
All balances if qualifications not met $100.00 0.01% 0.01%

*APY = Annual Percentage Yield. APYs accurate as of 10/15/2026. Rates may change after account is opened. If Kasasa Cash qualifications are met each monthly cycle, Kasasa Saver balances up to $100,000.99 receive 3.00% APY; balances over $100,001 earn 0.05%. If qualifications are not met, all balances earn 0.01% APY. Fees may reduce earnings.

Money Market Tiered Rates

Balance Interest Rate APY*
$0.00 – $2,499.99 0.25% 0.25%
$2,500 – $9,999.99 0.50% 0.50%
$10,000 – $24,999.99 0.75% 0.75%
$25,000.00 – $49,999.99 1.00% 1.00%
$50,000.00 – $99,999.99 1.25% 1.25%
$100,000.00 – $249,999.99 2.395% 2.43%
$250,000.00 – $999,999.99 2.49% 2.53%
$1,000,000 and Greater 2.49% 2.53%

*Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $2,500.00. Avoid the $11 monthly service fee by maintaining a $2,500.00 minimum daily balance. Certain restrictions and conditions may apply. Fees may reduce earnings.

Municipal Money Market

Balance Rate APY**
$0 – $24,999.99 0.25% 0.25%
$25,000 – $49,999.99 1.00% 1.00%
$50,000 – $99,999.99 1.36% 1.38%
$100,000.00 – $249,999.99 1.85% 1.88%
$250,000.00 – $499,999.99 2.05% 2.08%
$500,000.00 – $999,999.99 2.40% 2.43%
$1,000,000.00 – $2,999,999.99 2.59% 2.63%
$3,000,000.00 – $4,999,999.99 2.78% 2.83%
$5,000,000.00 and Greater 3.03% 3.08%

**Municipal Money Market: Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open and to obtain APY is $1,000.00. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.

Personal Savings Rates

Product Rate APY*
Personal Savings 0.10% 0.10%

*Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $100. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.

Youth Savings Rates

Product Rate APY**
Youth Savings 0.10% 0.10%

**Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $10. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.