CONSUMER CARD
Edge Credit Card
Earn a $100* welcome bonus and 0% intro APR for 12 months — with no annual fee and a competitive everyday rate.**
Home Improvements, Debt Consolidation and More!
Earn a $100* welcome bonus and 0% intro APR for 12 months — with no annual fee and a competitive everyday rate.**
| DECISION BASICS | |
| Welcome Bonus | $100 after $1K spend* |
| Intro APR | 0% for 12 months** |
| Regular APR | 17.24% - 23.24% variable** |
| Annual Fee | $0 |
Apply at any BRB branch. Local decisions mean faster answers and personalized service.
Spend $1,000 in the first 90 days to unlock your $100 welcome bonus — automatically credited as redeemable points*.
After the intro period, a competitive variable APR of 17.24% to 23.24% keeps everyday balances affordable — a straightforward card, no rewards gymnastics**.
Plain answers, no jargon.
{beginAccordions}
Make $1,000 in qualifying purchases on your Edge card within the first 90 days of account opening. The $100 bonus will be credited to your first statement after the 90-day mark (your 4th statement).
No. The Edge Credit Card has no annual fee.
0% introductory APR on all purchases for 12 months from account opening. After the intro period, the variable APR is 17.99% to 23.99%, based on creditworthiness.
Edge includes 24/7 fraud monitoring, zero liability on unauthorized transactions, ID theft protection, emergency card replacement, and lost/damaged luggage insurance when traveling.
Yes. Edge supports Apple Pay, Google Pay, and Samsung Pay for contactless payments. You can also set up account alerts and view transactions online or in the BRB mobile app.
{endAccordions}
Review the full terms, rates, fees, and benefit guides before you apply.
Welcome Bonus Terms
*Welcome bonus: earn a $100 statement credit after $1,000 in qualifying purchases within the first 90 days of account opening.
APR & Fees
**0% introductory APR on purchases for the first 12 months from account opening. After the intro period, a variable APR of 17.99% to 23.99% applies, based on creditworthiness and subject to change with the market. No annual fee.
Guide to Benefits & Disclosures
Review the full Mastercard Guide to Benefits for complete terms, conditions, and exclusions that apply to your card benefits.
Plain answers, no jargon.
{beginAccordions}
Make $1,000 in qualifying purchases on your Edge card within the first 90 days of account opening. The $100 bonus will be credited to your first statement after the 90-day mark (your 4th statement).
No. The Edge Credit Card has no annual fee.
0% introductory APR on all purchases for 12 months from account opening. After the intro period, the variable APR is 17.99% to 23.99%, based on creditworthiness.
Edge includes 24/7 fraud monitoring, zero liability on unauthorized transactions, ID theft protection, emergency card replacement, and lost/damaged luggage insurance when traveling.
Yes. Edge supports Apple Pay, Google Pay, and Samsung Pay for contactless payments. You can also set up account alerts and view transactions online or in the BRB mobile app.
{endAccordions}
Review the full terms, rates, fees, and benefit guides before you apply.
Welcome Bonus Terms
*Welcome bonus: earn a $100 statement credit after $1,000 in qualifying purchases within the first 90 days of account opening.
APR & Fees
**0% introductory APR on purchases for the first 12 months from account opening. After the intro period, a variable APR of 17.99% to 23.99% applies, based on creditworthiness and subject to change with the market. No annual fee.
Guide to Benefits & Disclosures
Review the full Mastercard Guide to Benefits for complete terms, conditions, and exclusions that apply to your card benefits.
Plain answers, no jargon.
{beginAccordions}
Make $1,000 in qualifying purchases on your Edge card within the first 90 days of account opening. The $100 bonus will be credited to your first statement after the 90-day mark (your 4th statement).
No. The Edge Credit Card has no annual fee.
0% introductory APR on all purchases for 12 months from account opening. After the intro period, the variable APR is 17.99% to 23.99%, based on creditworthiness.
Edge includes 24/7 fraud monitoring, zero liability on unauthorized transactions, ID theft protection, emergency card replacement, and lost/damaged luggage insurance when traveling.
Yes. Edge supports Apple Pay, Google Pay, and Samsung Pay for contactless payments. You can also set up account alerts and view transactions online or in the BRB mobile app.
{endAccordions}
Review the full terms, rates, fees, and benefit guides before you apply.
Welcome Bonus Terms
*Welcome bonus: earn a $100 statement credit after $1,000 in qualifying purchases within the first 90 days of account opening.
APR & Fees
**0% introductory APR on purchases for the first 12 months from account opening. After the intro period, a variable APR of 17.99% to 23.99% applies, based on creditworthiness and subject to change with the market. No annual fee.
Guide to Benefits & Disclosures
Review the full Mastercard Guide to Benefits for complete terms, conditions, and exclusions that apply to your card benefits.
Plain answers, no jargon.
{beginAccordions}
Make $1,000 in qualifying purchases on your Edge card within the first 90 days of account opening. The $100 bonus will be credited to your first statement after the 90-day mark (your 4th statement).
No. The Edge Credit Card has no annual fee.
0% introductory APR on all purchases for 12 months from account opening. After the intro period, the variable APR is 17.99% to 23.99%, based on creditworthiness.
Edge includes 24/7 fraud monitoring, zero liability on unauthorized transactions, ID theft protection, emergency card replacement, and lost/damaged luggage insurance when traveling.
Yes. Edge supports Apple Pay, Google Pay, and Samsung Pay for contactless payments. You can also set up account alerts and view transactions online or in the BRB mobile app.
{endAccordions}
Review the full terms, rates, fees, and benefit guides before you apply.
Welcome Bonus Terms
*Welcome bonus: earn a $100 statement credit after $1,000 in qualifying purchases within the first 90 days of account opening.
APR & Fees
**0% introductory APR on purchases for the first 12 months from account opening. After the intro period, a variable APR of 17.99% to 23.99% applies, based on creditworthiness and subject to change with the market. No annual fee.
Guide to Benefits & Disclosures
Review the full Mastercard Guide to Benefits for complete terms, conditions, and exclusions that apply to your card benefits.
Plain answers, no jargon.
{beginAccordions}
Make $1,000 in qualifying purchases on your Edge card within the first 90 days of account opening. The $100 bonus will be credited to your first statement after the 90-day mark (your 4th statement).
No. The Edge Credit Card has no annual fee.
0% introductory APR on all purchases for 12 months from account opening. After the intro period, the variable APR is 17.99% to 23.99%, based on creditworthiness.
Edge includes 24/7 fraud monitoring, zero liability on unauthorized transactions, ID theft protection, emergency card replacement, and lost/damaged luggage insurance when traveling.
Yes. Edge supports Apple Pay, Google Pay, and Samsung Pay for contactless payments. You can also set up account alerts and view transactions online or in the BRB mobile app.
{endAccordions}
Review the full terms, rates, fees, and benefit guides before you apply.
Welcome Bonus Terms
*Welcome bonus: earn a $100 statement credit after $1,000 in qualifying purchases within the first 90 days of account opening.
APR & Fees
**0% introductory APR on purchases for the first 12 months from account opening. After the intro period, a variable APR of 17.99% to 23.99% applies, based on creditworthiness and subject to change with the market. No annual fee.
Guide to Benefits & Disclosures
Review the full Mastercard Guide to Benefits for complete terms, conditions, and exclusions that apply to your card benefits.
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
| Term | Interest Rate | APY* | Min. Balance |
|---|---|---|---|
| 3 – 5 Months | 1.49% | 1.50% | $1,000 |
| 6 Months | 1.59% | 1.60% | $1,000 |
| 7 – 11 Months | 1.69% | 1.70% | $1,000 |
| 12 Months | 1.79% | 1.80% | $1,000 |
| 13 – 23 Months | 1.29% | 1.30% | $1,000 |
| 24 – 35 Months | 1.34% | 1.35% | $1,000 |
| 36 – 47 Months | 1.39% | 1.40% | $1,000 |
| 48 – 59 Months | 1.44% | 1.45% | $1,000 |
| 60 Months+ | 1.49% | 1.50% | $1,000 |
*Annual Percentage Yield (APY) effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $1,000. A penalty may be imposed for early withdrawal. Fees may reduce earnings. Ask us for complete details.
| Balance | Rate | APY** |
|---|---|---|
| $0 – $24,999.99 | 0.25% | 0.25% |
| $25,000 – $49,999.99 | 1.00% | 1.00% |
| $50,000 – $99,999.99 | 1.50% | 1.53% |
| $100,000 – $249,999.99 | 2.00% | 2.03% |
| $250,000 – $499,999.99 | 2.20% | 2.23% |
| $500,000 – $999,999.99 | 2.55% | 2.58% |
| $1,000,000 – $2,999,999.99 | 2.74% | 2.78% |
| $3,000,000 – $4,999,999.99 | 2.94% | 2.98% |
| $5,000,000 and Greater | 3.18% | 3.23% |
**Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $2,500.00. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.
| Balance | Rate | APY* |
|---|---|---|
| $500.00 | 0.10% | 0.10% |
*Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $500.00. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.
| Balance | Rate | APY* |
|---|---|---|
| $3,000.00 | 0.10% | 0.10% |
*APY accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $100.00. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.
| Term | Rate | APY* | Min. Balance |
|---|---|---|---|
| 5 Months | 3.71% | 3.75% | $1,000 |
| 10 Months | 3.94% | 4.00% | $1,000 |
| 15 Months | 3.94% | 4.00% | $1,000 |
| 23 Months | 3.99% | 4.05% | $1,000 |
*Annual Percentage Yield (APY) effective as of 10/15/2026. Limited-time offer. This rate is subject to change. Minimum balance to open is $1,000. A penalty may be imposed for early withdrawal. Fees may reduce earnings. Ask us for complete details.
| Product | Interest Rate | APY* |
|---|---|---|
| Charitable Account | 0.10% | 0.10% |
*Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $500.00. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.
| Term | Interest Rate | APY** | Min. Balance |
|---|---|---|---|
| 3 – 5 Months | 1.49% | 1.50% | $1,000 |
| 6 Months | 1.59% | 1.60% | $1,000 |
| 7 – 11 Months | 1.69% | 1.70% | $1,000 |
| 12 Months | 1.79% | 1.80% | $1,000 |
| 13 – 17 Months | 1.89% | 1.90% | $1,000 |
| 18 – 23 Months | 1.29% | 1.30% | $1,000 |
| 24 – 35 Months | 1.34% | 1.35% | $1,000 |
| 36 – 47 Months | 1.39% | 1.40% | $1,000 |
| 48 – 59 Months | 1.44% | 1.45% | $1,000 |
| 60 Months+ | 1.49% | 1.50% | $1,000 |
**Annual Percentage Yield (APY) effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $1,000. A penalty may be imposed for early withdrawal. Fees may reduce earnings. Ask us for complete details.
| Product | Rate | APY* |
|---|---|---|
| First Honor Checking | 1.50% | 1.51% |
*Annual Percentage Yield (APY) for First Honor Checking is 1.51%. APY accurate and effective as of 10/15/26. Rates may change after account is opened. Fees may reduce earnings. Minimum balance to open account is $50.00. A $10 service fee applies if the account balance falls below the minimum balance requirement of $1,000.
| Term | Interest Rate | APY* | Min. Balance |
|---|---|---|---|
| 12 Months | 3.99% | 4.05% | $1,000 |
| 30 Months | 4.04% | 4.10% | $1,000 |
| 36 Months | 1.39% | 1.40% | $1,000 |
| 48 Months | 1.44% | 1.45% | $1,000 |
| 60 Months | 1.49% | 1.50% | $1,000 |
*Annual Percentage Yield (APY) effective as of 10/15/2026. Golden Advantage members (age 55+) receive a rate bonus over standard CD specials. This rate is subject to change. Minimum balance to open is $1,000. A penalty may be imposed for early withdrawal. Fees may reduce earnings. Ask us for complete details.
| Balance | Rate | APY* |
|---|---|---|
| $2,500.00 and Greater | 2.83% | 2.88% |
*Annual Percentage Yield (APY) accurate and effective as of 10/15/2026 This rate is subject to change. Minimum balance to open is $2,500.00. Avoid the monthly service fee by maintaining a $2,500.00 minimum daily balance. Certain restrictions and conditions may apply. Fees may reduce earnings.
| Balance | Interest Rate | APY* |
|---|---|---|
| $0.00 – $2,499.99 | 0.03% | 0.03% |
| $2,500.00 – $24,999.99 | 0.05% | 0.05% |
| $25,000.00 – $49,999.99 | 0.05% | 0.05% |
| $50,000.00 and Greater | 0.08% | 0.08% |
*Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $2,500.00. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.
| Product | Rate | APY‡ |
|---|---|---|
| Health Savings Account | 0.15% | 0.15% |
‡Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open and to obtain APY is $100. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.
| Balance | Min. Deposit to Open | Rate | APY* |
|---|---|---|---|
| $0.01 – $15,000.99 | $100 | 4.41% | 4.50% |
| $15,001.00 and Greater | n/a | 0.05% | 0.05% |
| All balances if qualifications not met | n/a | 0.01% | 0.01% |
*APY = Annual Percentage Yield. APYs accurate as of 10/15/2026. Rates may change after account is opened. If qualifications are met each monthly qualification cycle: domestic ATM fees are reimbursed up to $20; balances up to $15,000.99 receive 4.50% APY; balances over $15,001.00 earn 0.05%. If qualifications are not met, all balances earn 0.01% APY. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle. Fees may reduce earnings.
| Balance | Min. Deposit to Open | Interest Rate | APY* |
|---|---|---|---|
| $0.01 – $100,000.99 | $100.00 | 2.96% | 3.00% |
| $100,001 and Greater | $100.00 | 0.05% | 0.05% |
| All balances if qualifications not met | $100.00 | 0.01% | 0.01% |
*APY = Annual Percentage Yield. APYs accurate as of 10/15/2026. Rates may change after account is opened. If Kasasa Cash qualifications are met each monthly cycle, Kasasa Saver balances up to $100,000.99 receive 3.00% APY; balances over $100,001 earn 0.05%. If qualifications are not met, all balances earn 0.01% APY. Fees may reduce earnings.
| Balance | Interest Rate | APY* |
|---|---|---|
| $0.00 – $2,499.99 | 0.25% | 0.25% |
| $2,500 – $9,999.99 | 0.50% | 0.50% |
| $10,000 – $24,999.99 | 0.75% | 0.75% |
| $25,000.00 – $49,999.99 | 1.00% | 1.00% |
| $50,000.00 – $99,999.99 | 1.25% | 1.25% |
| $100,000.00 – $249,999.99 | 2.395% | 2.43% |
| $250,000.00 – $999,999.99 | 2.49% | 2.53% |
| $1,000,000 and Greater | 2.49% | 2.53% |
*Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $2,500.00. Avoid the $11 monthly service fee by maintaining a $2,500.00 minimum daily balance. Certain restrictions and conditions may apply. Fees may reduce earnings.
| Balance | Rate | APY** |
|---|---|---|
| $0 – $24,999.99 | 0.25% | 0.25% |
| $25,000 – $49,999.99 | 1.00% | 1.00% |
| $50,000 – $99,999.99 | 1.36% | 1.38% |
| $100,000.00 – $249,999.99 | 1.85% | 1.88% |
| $250,000.00 – $499,999.99 | 2.05% | 2.08% |
| $500,000.00 – $999,999.99 | 2.40% | 2.43% |
| $1,000,000.00 – $2,999,999.99 | 2.59% | 2.63% |
| $3,000,000.00 – $4,999,999.99 | 2.78% | 2.83% |
| $5,000,000.00 and Greater | 3.03% | 3.08% |
**Municipal Money Market: Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open and to obtain APY is $1,000.00. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.
| Product | Rate | APY* |
|---|---|---|
| Personal Savings | 0.10% | 0.10% |
*Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $100. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.
| Product | Rate | APY** |
|---|---|---|
| Youth Savings | 0.10% | 0.10% |
**Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $10. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.
